Methodology

Corrections

Every figure we got wrong, what's right now, and who would have seen it. They stay listed after they're fixed.

How we handle a mistake

  • Fix the math with a test first. A correction to a formula or table starts with an automated test that fails on the wrong number. That test then stays in the project, so the same mistake can't quietly come back.
  • Say what changed, with numbers. Each correction below gives the figure readers saw, the right one, and the pages that showed it. "Improved accuracy" isn't a correction notice.
  • Mark the page. Guides and glossary entries affected by a correction show a dated note linking here.
  • Keep it listed. Corrections stay here after the fix. The code change behind each one is linked.

A routine data update, like a new weekly mortgage rate, isn't a correction: the old number was right when it was published. Those are in the changelog.

Found one?

Tell us on the contact page or open an issue on GitHub ↗. It helps to include the page, the inputs you used, the number you saw, and where the right number comes from.

Corrections, newest first

Correction

Renters were charged a $500 move-in fee by default

The rent calculator and cost-to-move tool added a $500 building move-in fee to every lease signing. New York law bars landlords from charging that fee; it's a co-op or condo board charge.

What was wrong: Lease-signing cash on /rent/, /cost-to-move/, and every /rent/<price>/ page included a $500 "building / move-in admin fee".

What's right now: The fee defaults to $0 for renters (RPL §238-a(1)(a), added by the HSTPA in 2019), and is only for renting a unit in a co-op or condo building. Lease-signing totals dropped by $500. Co-op and condo buyers still pay their building's move-in deposit or fees.

Affected: /rent/, /cost-to-move/ · The change on GitHub ↗

Correction

NY State 6.85% bracket ended too high for single and head-of-household filers

The Required Salary calculator reused the married-filing-jointly threshold for single and head-of-household filers.

What was wrong: NY State's 6.85% bracket ran to $2,155,350 for every filing status, so income between about $1.08M and $2.16M (single) was taxed at 6.85% instead of 9.65%.

What's right now: The bracket ends at $1,077,550 for single filers and $1,616,450 for head of household, per the 2026 IT-2105-I worksheets. Only results above about $1.08M of income changed.

Affected: /required-salary/ · The change on GitHub ↗

Correction

AMI figures didn't match HPD's 2026 chart

The income limits behind affordable-housing eligibility were labeled as the figures HPD uses, but were about 22% lower than HPD's published 2026 chart.

What was wrong: 100% AMI for 3 people was $124,700 (4 people: $138,550), so households were shown at a higher AMI percentage than HPD would assign. A 3-person household earning $150,000 showed 120% AMI.

What's right now: The table now matches HPD's 2026 New York City Area AMI chart: $152,700 for 3 people and $169,600 for 4. That household is at 98% AMI. Bands, eligibility, and max rents per band moved with it.

Affected: /affordable/, /reality-check/, /guides/nyc-ami-housing-connect-explained/ · The change on GitHub ↗

Correction

Compare and Reality Check skipped PMI below 20% down

The comparison dashboard and Reality Check had their own copy of the buying math, which left out private mortgage insurance.

What was wrong: Below 20% down, /compare/ and /reality-check/ overstated what you could buy. With the default profile at 10% down: co-op $386,066 and condo $511,957.

What's right now: Both now run the calculators' own engine, PMI included: $354,800 and $470,495 for that profile, matching /coop/ and /condo/. At 20% down or more, nothing changed.

Affected: /compare/, /reality-check/ · The change on GitHub ↗

Correction

Pre-built co-op cash estimates were $1,800 low

The income and price pages summed three of the co-op calculator's five fixed closing fees.

What was wrong: Co-op closing costs and cash needed on every /buy/<price>/ and /income/<amount>/ page left out the $1,000 move-in deposit and $800 of other fixed fees. /buy/500000/ showed $154,923 of total cash.

What's right now: They now include all five fees, matching /coop/: /buy/500000/ shows $156,723. Condo figures were unaffected.

Affected: /buy/, /income/ · The change on GitHub ↗

Correction

The 0.25% tax on $3M+ sales was called a city tax

Wording only; the math was right.

What was wrong: /sell/ and the seller closing-costs guide described the extra 0.25% on NYC residential sales of $3M or more as a city tax.

What's right now: It's a New York State "additional base tax" (NY Tax Law §1402(a)(2)). The amounts didn't change.

Affected: /sell/, /guides/nyc-seller-closing-costs-explained/ · The change on GitHub ↗

Correction

Condo cash estimates left out the mortgage recording tax

The pre-built price pages computed condo closing costs without New York's mortgage recording tax, which the condo calculator already charged.

What was wrong: Estimated cash needed on /buy/<price>/ pages was low by about 1.8% to 1.925% of the condo loan amount.

What's right now: The tax is included, using the same function as /condo/. Co-ops don't pay it, so their figures didn't change.

Affected: /buy/ · The change on GitHub ↗