Buying
What does it take to buy in NYC?
Pick a purchase price to see the income, down payment, and cash you'd need — calculated using the same math as the calculators.
Income figures are the minimum to clear the DTI limit at that price — you'd separately need the down payment, closing cost, and (for co-ops) reserve cash on hand. See a page's "Details" link for the full cash breakdown.
| Price | Co-op income needed | Condo income needed | |
|---|---|---|---|
| $500,000 | $156,980/yr | $133,978/yr | Details → |
| $750,000 | $209,756/yr | $168,526/yr | Details → |
| $1,000,000 | $262,532/yr | $203,073/yr | Details → |
| $1,500,000 | $368,083/yr | $272,168/yr | Details → |
Have a different target price?
These pages use round-number defaults. For an exact price, open a calculator and use its Afford Target tab.
Open the Co-op Calculator →