Buying
What does it take to buy in NYC?
Pick a purchase price to see the income, down payment, and cash you'd need, calculated using the same math as the calculators.
Income figures are the minimum to clear the DTI limit at that price; you'd separately need the down payment, closing cost, and (for co-ops) reserve cash on hand. See a page's "Details" link for the full cash breakdown.
| Price | Co-op income needed | Condo income needed | |
|---|---|---|---|
| $300,000 | $119,515/yr | $109,219/yr | Details → |
| $400,000 | $142,210/yr | $123,997/yr | Details → |
| $500,000 | $164,905/yr | $138,776/yr | Details → |
| $600,000 | $187,601/yr | $153,554/yr | Details → |
| $750,000 | $221,644/yr | $175,722/yr | Details → |
| $800,000 | $232,991/yr | $183,111/yr | Details → |
| $900,000 | $255,687/yr | $197,889/yr | Details → |
| $1,000,000 | $278,382/yr | $212,667/yr | Details → |
| $1,100,000 | $301,077/yr | $227,446/yr | Details → |
| $1,250,000 | $335,121/yr | $249,613/yr | Details → |
| $1,500,000 | $391,859/yr | $286,559/yr | Details → |
| $2,000,000 | $505,336/yr | $360,451/yr | Details → |
| $3,000,000 | $732,289/yr | $508,235/yr | Details → |
Have a different target price?
These pages use round-number defaults. For an exact price, open a calculator and use its Afford Target tab.
Open the Co-op Calculator →