What Can I Afford
What does your income get you in NYC?
Pick an income level to see max rent, co-op, and condo purchase price, calculated using the same math as the calculators, not a rule of thumb.
Co-op/condo columns are an income (DTI) ceiling only; they don't check down payment cash, closing costs, or reserves against real savings, which usually caps the actual number lower. See a page's "Details" link for the full breakdown.
| Income | Max rent | Max co-op | Max condo | |
|---|---|---|---|---|
| $50,000 | $1,250/mo | $0 | $0 | Details → |
| $60,000 | $1,500/mo | $36,684 | $0 | Details → |
| $65,000 | $1,625/mo | $58,083 | $764 | Details → |
| $70,000 | $1,750/mo | $79,482 | $33,627 | Details → |
| $75,000 | $1,875/mo | $100,881 | $66,490 | Details → |
| $80,000 | $2,000/mo | $122,280 | $99,352 | Details → |
| $85,000 | $2,125/mo | $143,679 | $132,215 | Details → |
| $90,000 | $2,250/mo | $165,077 | $165,077 | Details → |
| $100,000 | $2,500/mo | $207,875 | $230,803 | Details → |
| $110,000 | $2,750/mo | $250,673 | $296,528 | Details → |
| $120,000 | $3,000/mo | $293,471 | $362,253 | Details → |
| $125,000 | $3,125/mo | $314,870 | $395,116 | Details → |
| $130,000 | $3,250/mo | $336,269 | $427,979 | Details → |
| $140,000 | $3,500/mo | $379,067 | $493,704 | Details → |
| $150,000 | $3,750/mo | $421,865 | $559,429 | Details → |
| $175,000 | $4,375/mo | $528,859 | $723,743 | Details → |
| $200,000 | $5,000/mo | $635,854 | $888,056 | Details → |
| $225,000 | $5,625/mo | $742,849 | $1,052,369 | Details → |
| $250,000 | $6,250/mo | $849,843 | $1,216,682 | Details → |
| $300,000 | $7,500/mo | $1,063,833 | $1,545,309 | Details → |
| $350,000 | $8,750/mo | $1,277,822 | $1,873,935 | Details → |
| $400,000 | $10,000/mo | $1,491,811 | $2,202,562 | Details → |
| $500,000 | $12,500/mo | $1,919,790 | $2,859,815 | Details → |
Have a different income?
These pages use round-number defaults. For your exact salary, savings, and debts, run the full comparison.
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