AMI (Area Median Income)
The HUD-published median household income for the NYC metro area, used to set eligibility and rent caps on every affordable housing listing.
Last updated: August 12, 2026AMI is not your building’s income, your neighborhood’s income, or even New York City’s income on its own — it’s a HUD-published figure for the entire New York, NY HUD Metro FMR Area (HMFA), which spans the five boroughs plus several surrounding counties. HUD sets one AMI table per household size each fiscal year, and NYC’s Housing Connect lottery expresses every listing’s eligibility as a percentage of that number — “60% AMI,” “100% AMI,” and so on.
FY2026 100% AMI by household size
| Household size | 100% AMI |
|---|---|
| 1 | $97,000 |
| 2 | $110,850 |
| 3 | $124,700 |
| 4 | $138,550 |
Source: HUD FY2026 Income Limits, New York HMFA.
Worked example
A 2-person household earning $70,000/year: $70,000 ÷ $110,850 = 63.1% AMI — they’d qualify for listings at the 70% AMI band or higher (bands are typically set in round numbers like 60%, 70%, 80%, so a household usually applies at the nearest band at or above its actual percentage). See the full AMI guide for how a band converts into an actual affordable rent, or run your own household size and income through the Affordable Housing Finder.