AMI (Area Median Income)
The HUD-published median household income for the NYC metro area, used to set eligibility and rent caps on every affordable housing listing.
Last updated: October 3, 2026AMI is not your building’s income, your neighborhood’s income, or even New York City’s income on its own. It’s a regional figure that HUD calculates and NYC HPD publishes each year as its “New York City Area AMI” chart, with one figure per household size. NYC’s Housing Connect lottery expresses every listing’s eligibility as a percentage of that number: “60% AMI,” “100% AMI,” and so on.
2026 100% AMI by household size
| Household size | 100% AMI |
|---|---|
| 1 | $118,800 |
| 2 | $135,700 |
| 3 | $152,700 |
| 4 | $169,600 |
Source: NYC HPD, 2026 New York City Area AMI chart. (Corrected October 3, 2026: this table previously showed lower figures that didn’t match HPD’s chart.)
Worked example
A 2-person household earning $85,000/year: $85,000 ÷ $135,700 = 62.6% AMI, so they’d meet the income limit for listings at the 70% AMI band or higher (bands are typically set in round numbers like 60%, 70%, 80%, so a household usually applies at the nearest band at or above its actual percentage). See the full AMI guide for how a band converts into an actual affordable rent, or run your own household size and income through the Affordable Housing Finder.
AMI tables are republished annually and income is only one part of HPD’s eligibility review, so treat this as a planning estimate, not a guarantee, and confirm current limits with NYC HPD or Housing Connect before applying.