{
  "id": "income-needed",
  "title": "Income needed for each cited figure (calculated)",
  "description": "This site's calculation of the annual income needed to rent at, or buy a co-op or condo at, each area's cited figure. Calculated, not measured: it changes when the site's defaults (mortgage rate, DTI limits) change.",
  "kind": "calculated",
  "rows": [
    {
      "kind": "calculated",
      "area_type": "borough",
      "area_slug": "manhattan",
      "area_name": "Manhattan",
      "based_on_metric": "median-rent",
      "based_on_value": 4695,
      "based_on_property_scope": "all",
      "based_on_period": "January 2026",
      "based_on_source": "Elliman Report: Manhattan, Brooklyn & Queens Rentals, January 2026 (Miller Samuel)",
      "based_on_source_url": "https://millersamuel.com/wp-content/uploads/2026/02/Rental-01_2026.pdf",
      "scenario": "rent",
      "income_needed": 187800,
      "method": "40x the monthly rent (landlord income rule)"
    },
    {
      "kind": "calculated",
      "area_type": "borough",
      "area_slug": "manhattan",
      "area_name": "Manhattan",
      "based_on_metric": "median-sale-price",
      "based_on_value": 1290000,
      "based_on_property_scope": "coop+condo",
      "based_on_period": "Q2 2026",
      "based_on_source": "Brown Harris Stevens: Manhattan Apartment Market Report, Q2 2026",
      "based_on_source_url": "https://bhs-content.ion3.io/2026/07/Manhattan_2Q26_MR.pdf",
      "scenario": "coop",
      "income_needed": 354046,
      "method": "Monthly housing cost at the co-op board DTI limit (28%): 7.28% 30-year rate, 20% down, $1200/mo maintenance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "borough",
      "area_slug": "manhattan",
      "area_name": "Manhattan",
      "based_on_metric": "median-sale-price",
      "based_on_value": 1290000,
      "based_on_property_scope": "coop+condo",
      "based_on_period": "Q2 2026",
      "based_on_source": "Brown Harris Stevens: Manhattan Apartment Market Report, Q2 2026",
      "based_on_source_url": "https://bhs-content.ion3.io/2026/07/Manhattan_2Q26_MR.pdf",
      "scenario": "condo",
      "income_needed": 261937,
      "method": "Monthly housing cost at the lender DTI limit (43%): 7.28% 30-year rate, 20% down, $1000/mo common charges, $1250/mo tax, $75/mo insurance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "borough",
      "area_slug": "brooklyn",
      "area_name": "Brooklyn",
      "based_on_metric": "median-rent",
      "based_on_value": 4368,
      "based_on_property_scope": "all",
      "based_on_period": "August 2026",
      "based_on_source": "Corcoran: Brooklyn Rental Market Report, August 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/wp-content/uploads/2026/09/corcoran-final-august-2026-brooklyn-rental-market-report.pdf",
      "scenario": "rent",
      "income_needed": 174720,
      "method": "40x the monthly rent (landlord income rule)"
    },
    {
      "kind": "calculated",
      "area_type": "borough",
      "area_slug": "brooklyn",
      "area_name": "Brooklyn",
      "based_on_metric": "median-sale-price",
      "based_on_value": 895000,
      "based_on_property_scope": "coop+condo",
      "based_on_period": "2Q 2026",
      "based_on_source": "Corcoran: Brooklyn Market Report, 2Q 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/wp-content/uploads/2026/09/Brooklyn_2Q2026.pdf",
      "scenario": "coop",
      "income_needed": 261384,
      "method": "Monthly housing cost at the co-op board DTI limit (28%): 7.28% 30-year rate, 20% down, $1200/mo maintenance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "borough",
      "area_slug": "brooklyn",
      "area_name": "Brooklyn",
      "based_on_metric": "median-sale-price",
      "based_on_value": 895000,
      "based_on_property_scope": "coop+condo",
      "based_on_period": "2Q 2026",
      "based_on_source": "Corcoran: Brooklyn Market Report, 2Q 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/wp-content/uploads/2026/09/Brooklyn_2Q2026.pdf",
      "scenario": "condo",
      "income_needed": 201599,
      "method": "Monthly housing cost at the lender DTI limit (43%): 7.28% 30-year rate, 20% down, $1000/mo common charges, $1250/mo tax, $75/mo insurance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "borough",
      "area_slug": "queens",
      "area_name": "Queens",
      "based_on_metric": "median-sale-price",
      "based_on_value": 339750,
      "based_on_property_scope": "coop",
      "based_on_period": "Q4 2025",
      "based_on_source": "Elliman Report: Queens Sales, Q4 2025 (Miller Samuel)",
      "based_on_source_url": "https://millersamuel.com/wp-content/uploads/2026/01/Queens-Q4_2025.pdf",
      "scenario": "coop",
      "income_needed": 131130,
      "method": "Monthly housing cost at the co-op board DTI limit (28%): 7.28% 30-year rate, 20% down, $1200/mo maintenance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "borough",
      "area_slug": "queens",
      "area_name": "Queens",
      "based_on_metric": "median-sale-price",
      "based_on_value": 680000,
      "based_on_property_scope": "condo",
      "based_on_period": "Q4 2025",
      "based_on_source": "Elliman Report: Queens Sales, Q4 2025 (Miller Samuel)",
      "based_on_source_url": "https://millersamuel.com/wp-content/uploads/2026/01/Queens-Q4_2025.pdf",
      "scenario": "condo",
      "income_needed": 168757,
      "method": "Monthly housing cost at the lender DTI limit (43%): 7.28% 30-year rate, 20% down, $1000/mo common charges, $1250/mo tax, $75/mo insurance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "astoria",
      "area_name": "Astoria",
      "based_on_metric": "median-rent",
      "based_on_value": 3754,
      "based_on_property_scope": "all",
      "based_on_period": "January 2026",
      "based_on_source": "Elliman Report: Manhattan, Brooklyn & Queens Rentals, January 2026 (Miller Samuel)",
      "based_on_source_url": "https://millersamuel.com/reports/elliman-report-manhattan-brooklyn-queens-rentals-1-2026/",
      "scenario": "rent",
      "income_needed": 150160,
      "method": "40x the monthly rent (landlord income rule)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "astoria",
      "area_name": "Astoria",
      "based_on_metric": "median-sale-price",
      "based_on_value": 700000,
      "based_on_property_scope": "all",
      "based_on_period": "1H 2026",
      "based_on_source": "Corcoran: Long Island City & Astoria Market Report, 1H 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/long-island-city-astoria-market-report-1h-2026/",
      "scenario": "coop",
      "income_needed": 215640,
      "method": "Monthly housing cost at the co-op board DTI limit (28%): 7.28% 30-year rate, 20% down, $1200/mo maintenance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "astoria",
      "area_name": "Astoria",
      "based_on_metric": "median-sale-price",
      "based_on_value": 700000,
      "based_on_property_scope": "all",
      "based_on_period": "1H 2026",
      "based_on_source": "Corcoran: Long Island City & Astoria Market Report, 1H 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/long-island-city-astoria-market-report-1h-2026/",
      "scenario": "condo",
      "income_needed": 171812,
      "method": "Monthly housing cost at the lender DTI limit (43%): 7.28% 30-year rate, 20% down, $1000/mo common charges, $1250/mo tax, $75/mo insurance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "bedford-stuyvesant",
      "area_name": "Bedford-Stuyvesant",
      "based_on_metric": "average-rent",
      "based_on_value": 4269,
      "based_on_property_scope": "all",
      "based_on_period": "August 2026",
      "based_on_source": "Corcoran: Brooklyn Rental Market Report, August 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/wp-content/uploads/2026/09/corcoran-final-august-2026-brooklyn-rental-market-report.pdf",
      "scenario": "rent",
      "income_needed": 170760,
      "method": "40x the monthly rent (landlord income rule)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "bedford-stuyvesant",
      "area_name": "Bedford-Stuyvesant",
      "based_on_metric": "median-sale-price",
      "based_on_value": 800000,
      "based_on_property_scope": "coop+condo",
      "based_on_period": "2Q 2026",
      "based_on_source": "Corcoran: Brooklyn Market Report, 2Q 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/wp-content/uploads/2026/09/Brooklyn_2Q2026.pdf",
      "scenario": "coop",
      "income_needed": 239098,
      "method": "Monthly housing cost at the co-op board DTI limit (28%): 7.28% 30-year rate, 20% down, $1200/mo maintenance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "bedford-stuyvesant",
      "area_name": "Bedford-Stuyvesant",
      "based_on_metric": "median-sale-price",
      "based_on_value": 800000,
      "based_on_property_scope": "coop+condo",
      "based_on_period": "2Q 2026",
      "based_on_source": "Corcoran: Brooklyn Market Report, 2Q 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/wp-content/uploads/2026/09/Brooklyn_2Q2026.pdf",
      "scenario": "condo",
      "income_needed": 187087,
      "method": "Monthly housing cost at the lender DTI limit (43%): 7.28% 30-year rate, 20% down, $1000/mo common charges, $1250/mo tax, $75/mo insurance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "brooklyn-heights",
      "area_name": "Brooklyn Heights",
      "based_on_metric": "average-rent",
      "based_on_value": 7076,
      "based_on_property_scope": "all",
      "based_on_period": "August 2026",
      "based_on_source": "Corcoran: Brooklyn Rental Market Report, August 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/wp-content/uploads/2026/09/corcoran-final-august-2026-brooklyn-rental-market-report.pdf",
      "scenario": "rent",
      "income_needed": 283040,
      "method": "40x the monthly rent (landlord income rule)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "brooklyn-heights",
      "area_name": "Brooklyn Heights",
      "based_on_metric": "median-sale-price",
      "based_on_value": 1661000,
      "based_on_property_scope": "coop+condo",
      "based_on_period": "2Q 2026",
      "based_on_source": "Corcoran: Brooklyn Market Report, 2Q 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/wp-content/uploads/2026/09/Brooklyn_2Q2026.pdf",
      "scenario": "coop",
      "income_needed": 441078,
      "method": "Monthly housing cost at the co-op board DTI limit (28%): 7.28% 30-year rate, 20% down, $1200/mo maintenance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "brooklyn-heights",
      "area_name": "Brooklyn Heights",
      "based_on_metric": "median-sale-price",
      "based_on_value": 1661000,
      "based_on_property_scope": "coop+condo",
      "based_on_period": "2Q 2026",
      "based_on_source": "Corcoran: Brooklyn Market Report, 2Q 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/wp-content/uploads/2026/09/Brooklyn_2Q2026.pdf",
      "scenario": "condo",
      "income_needed": 318609,
      "method": "Monthly housing cost at the lender DTI limit (43%): 7.28% 30-year rate, 20% down, $1000/mo common charges, $1250/mo tax, $75/mo insurance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "chelsea",
      "area_name": "Chelsea",
      "based_on_metric": "median-rent",
      "based_on_value": 5135,
      "based_on_property_scope": "all",
      "based_on_period": "January 2026",
      "based_on_source": "Elliman Report: Manhattan, Brooklyn & Queens Rentals, January 2026 (Miller Samuel)",
      "based_on_source_url": "https://millersamuel.com/reports/elliman-report-manhattan-brooklyn-queens-rentals-1-2026/",
      "scenario": "rent",
      "income_needed": 205400,
      "method": "40x the monthly rent (landlord income rule)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "chelsea",
      "area_name": "Chelsea",
      "based_on_metric": "median-sale-price",
      "based_on_value": 880000,
      "based_on_property_scope": "coop+condo",
      "based_on_period": "Q2 2026",
      "based_on_source": "Brown Harris Stevens: Manhattan Apartment Market Report, Q2 2026",
      "based_on_source_url": "https://bhs-content.ion3.io/2026/07/Manhattan_2Q26_MR.pdf",
      "scenario": "coop",
      "income_needed": 257865,
      "method": "Monthly housing cost at the co-op board DTI limit (28%): 7.28% 30-year rate, 20% down, $1200/mo maintenance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "chelsea",
      "area_name": "Chelsea",
      "based_on_metric": "median-sale-price",
      "based_on_value": 880000,
      "based_on_property_scope": "coop+condo",
      "based_on_period": "Q2 2026",
      "based_on_source": "Brown Harris Stevens: Manhattan Apartment Market Report, Q2 2026",
      "based_on_source_url": "https://bhs-content.ion3.io/2026/07/Manhattan_2Q26_MR.pdf",
      "scenario": "condo",
      "income_needed": 199308,
      "method": "Monthly housing cost at the lender DTI limit (43%): 7.28% 30-year rate, 20% down, $1000/mo common charges, $1250/mo tax, $75/mo insurance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "fort-greene",
      "area_name": "Fort Greene",
      "based_on_metric": "average-rent",
      "based_on_value": 4844,
      "based_on_property_scope": "all",
      "based_on_period": "August 2026",
      "based_on_source": "Corcoran: Brooklyn Rental Market Report, August 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/wp-content/uploads/2026/09/corcoran-final-august-2026-brooklyn-rental-market-report.pdf",
      "scenario": "rent",
      "income_needed": 193760,
      "method": "40x the monthly rent (landlord income rule)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "fort-greene",
      "area_name": "Fort Greene",
      "based_on_metric": "median-sale-price",
      "based_on_value": 1100000,
      "based_on_property_scope": "coop+condo",
      "based_on_period": "2Q 2026",
      "based_on_source": "Corcoran: Brooklyn Market Report, 2Q 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/wp-content/uploads/2026/09/Brooklyn_2Q2026.pdf",
      "scenario": "coop",
      "income_needed": 309474,
      "method": "Monthly housing cost at the co-op board DTI limit (28%): 7.28% 30-year rate, 20% down, $1200/mo maintenance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "fort-greene",
      "area_name": "Fort Greene",
      "based_on_metric": "median-sale-price",
      "based_on_value": 1100000,
      "based_on_property_scope": "coop+condo",
      "based_on_period": "2Q 2026",
      "based_on_source": "Corcoran: Brooklyn Market Report, 2Q 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/wp-content/uploads/2026/09/Brooklyn_2Q2026.pdf",
      "scenario": "condo",
      "income_needed": 232914,
      "method": "Monthly housing cost at the lender DTI limit (43%): 7.28% 30-year rate, 20% down, $1000/mo common charges, $1250/mo tax, $75/mo insurance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "greenpoint",
      "area_name": "Greenpoint",
      "based_on_metric": "average-rent",
      "based_on_value": 5643,
      "based_on_property_scope": "all",
      "based_on_period": "August 2026",
      "based_on_source": "Corcoran: Brooklyn Rental Market Report, August 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/wp-content/uploads/2026/09/corcoran-final-august-2026-brooklyn-rental-market-report.pdf",
      "scenario": "rent",
      "income_needed": 225720,
      "method": "40x the monthly rent (landlord income rule)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "greenpoint",
      "area_name": "Greenpoint",
      "based_on_metric": "median-sale-price",
      "based_on_value": 1510000,
      "based_on_property_scope": "coop+condo",
      "based_on_period": "2Q 2026",
      "based_on_source": "Corcoran: Brooklyn Market Report, 2Q 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/wp-content/uploads/2026/09/Brooklyn_2Q2026.pdf",
      "scenario": "coop",
      "income_needed": 405655,
      "method": "Monthly housing cost at the co-op board DTI limit (28%): 7.28% 30-year rate, 20% down, $1200/mo maintenance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "greenpoint",
      "area_name": "Greenpoint",
      "based_on_metric": "median-sale-price",
      "based_on_value": 1510000,
      "based_on_property_scope": "coop+condo",
      "based_on_period": "2Q 2026",
      "based_on_source": "Corcoran: Brooklyn Market Report, 2Q 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/wp-content/uploads/2026/09/Brooklyn_2Q2026.pdf",
      "scenario": "condo",
      "income_needed": 295543,
      "method": "Monthly housing cost at the lender DTI limit (43%): 7.28% 30-year rate, 20% down, $1000/mo common charges, $1250/mo tax, $75/mo insurance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "harlem",
      "area_name": "Harlem",
      "based_on_metric": "median-rent",
      "based_on_value": 3100,
      "based_on_property_scope": "all",
      "based_on_period": "January 2026",
      "based_on_source": "Elliman Report: Manhattan, Brooklyn & Queens Rentals, January 2026 (Miller Samuel)",
      "based_on_source_url": "https://millersamuel.com/reports/elliman-report-manhattan-brooklyn-queens-rentals-1-2026/",
      "scenario": "rent",
      "income_needed": 124000,
      "method": "40x the monthly rent (landlord income rule)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "harlem",
      "area_name": "Harlem",
      "based_on_metric": "median-sale-price",
      "based_on_value": 465000,
      "based_on_property_scope": "coop+condo",
      "based_on_period": "Q2 2026",
      "based_on_source": "Brown Harris Stevens: Manhattan Apartment Market Report, Q2 2026",
      "based_on_source_url": "https://bhs-content.ion3.io/2026/07/Manhattan_2Q26_MR.pdf",
      "scenario": "coop",
      "income_needed": 160512,
      "method": "Monthly housing cost at the co-op board DTI limit (28%): 7.28% 30-year rate, 20% down, $1200/mo maintenance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "harlem",
      "area_name": "Harlem",
      "based_on_metric": "median-sale-price",
      "based_on_value": 465000,
      "based_on_property_scope": "coop+condo",
      "based_on_period": "Q2 2026",
      "based_on_source": "Brown Harris Stevens: Manhattan Apartment Market Report, Q2 2026",
      "based_on_source_url": "https://bhs-content.ion3.io/2026/07/Manhattan_2Q26_MR.pdf",
      "scenario": "condo",
      "income_needed": 135915,
      "method": "Monthly housing cost at the lender DTI limit (43%): 7.28% 30-year rate, 20% down, $1000/mo common charges, $1250/mo tax, $75/mo insurance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "long-island-city",
      "area_name": "Long Island City",
      "based_on_metric": "median-rent",
      "based_on_value": 3754,
      "based_on_property_scope": "all",
      "based_on_period": "January 2026",
      "based_on_source": "Elliman Report: Manhattan, Brooklyn & Queens Rentals, January 2026 (Miller Samuel)",
      "based_on_source_url": "https://millersamuel.com/reports/elliman-report-manhattan-brooklyn-queens-rentals-1-2026/",
      "scenario": "rent",
      "income_needed": 150160,
      "method": "40x the monthly rent (landlord income rule)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "long-island-city",
      "area_name": "Long Island City",
      "based_on_metric": "median-sale-price",
      "based_on_value": 1156000,
      "based_on_property_scope": "all",
      "based_on_period": "1H 2026",
      "based_on_source": "Corcoran: Long Island City & Astoria Market Report, 1H 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/long-island-city-astoria-market-report-1h-2026/",
      "scenario": "coop",
      "income_needed": 322611,
      "method": "Monthly housing cost at the co-op board DTI limit (28%): 7.28% 30-year rate, 20% down, $1200/mo maintenance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "long-island-city",
      "area_name": "Long Island City",
      "based_on_metric": "median-sale-price",
      "based_on_value": 1156000,
      "based_on_property_scope": "all",
      "based_on_period": "1H 2026",
      "based_on_source": "Corcoran: Long Island City & Astoria Market Report, 1H 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/long-island-city-astoria-market-report-1h-2026/",
      "scenario": "condo",
      "income_needed": 241468,
      "method": "Monthly housing cost at the lender DTI limit (43%): 7.28% 30-year rate, 20% down, $1000/mo common charges, $1250/mo tax, $75/mo insurance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "park-slope",
      "area_name": "Park Slope",
      "based_on_metric": "average-rent",
      "based_on_value": 5809,
      "based_on_property_scope": "all",
      "based_on_period": "August 2026",
      "based_on_source": "Corcoran: Brooklyn Rental Market Report, August 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/wp-content/uploads/2026/09/corcoran-final-august-2026-brooklyn-rental-market-report.pdf",
      "scenario": "rent",
      "income_needed": 232360,
      "method": "40x the monthly rent (landlord income rule)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "park-slope",
      "area_name": "Park Slope",
      "based_on_metric": "median-sale-price",
      "based_on_value": 1543000,
      "based_on_property_scope": "coop+condo",
      "based_on_period": "2Q 2026",
      "based_on_source": "Corcoran: Brooklyn Market Report, 2Q 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/wp-content/uploads/2026/09/Brooklyn_2Q2026.pdf",
      "scenario": "coop",
      "income_needed": 413396,
      "method": "Monthly housing cost at the co-op board DTI limit (28%): 7.28% 30-year rate, 20% down, $1200/mo maintenance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "park-slope",
      "area_name": "Park Slope",
      "based_on_metric": "median-sale-price",
      "based_on_value": 1543000,
      "based_on_property_scope": "coop+condo",
      "based_on_period": "2Q 2026",
      "based_on_source": "Corcoran: Brooklyn Market Report, 2Q 2026",
      "based_on_source_url": "https://inhabit.corcoran.com/wp-content/uploads/2026/09/Brooklyn_2Q2026.pdf",
      "scenario": "condo",
      "income_needed": 300584,
      "method": "Monthly housing cost at the lender DTI limit (43%): 7.28% 30-year rate, 20% down, $1000/mo common charges, $1250/mo tax, $75/mo insurance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "upper-west-side",
      "area_name": "Upper West Side",
      "based_on_metric": "median-rent",
      "based_on_value": 4700,
      "based_on_property_scope": "all",
      "based_on_period": "January 2026",
      "based_on_source": "Elliman Report: Manhattan, Brooklyn & Queens Rentals, January 2026 (Miller Samuel)",
      "based_on_source_url": "https://millersamuel.com/reports/elliman-report-manhattan-brooklyn-queens-rentals-1-2026/",
      "scenario": "rent",
      "income_needed": 188000,
      "method": "40x the monthly rent (landlord income rule)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "upper-west-side",
      "area_name": "Upper West Side",
      "based_on_metric": "median-sale-price",
      "based_on_value": 793500,
      "based_on_property_scope": "coop+condo",
      "based_on_period": "Q2 2026",
      "based_on_source": "Brown Harris Stevens: Manhattan Apartment Market Report, Q2 2026",
      "based_on_source_url": "https://bhs-content.ion3.io/2026/07/Manhattan_2Q26_MR.pdf",
      "scenario": "coop",
      "income_needed": 237573,
      "method": "Monthly housing cost at the co-op board DTI limit (28%): 7.28% 30-year rate, 20% down, $1200/mo maintenance (site defaults)"
    },
    {
      "kind": "calculated",
      "area_type": "neighborhood",
      "area_slug": "upper-west-side",
      "area_name": "Upper West Side",
      "based_on_metric": "median-sale-price",
      "based_on_value": 793500,
      "based_on_property_scope": "coop+condo",
      "based_on_period": "Q2 2026",
      "based_on_source": "Brown Harris Stevens: Manhattan Apartment Market Report, Q2 2026",
      "based_on_source_url": "https://bhs-content.ion3.io/2026/07/Manhattan_2Q26_MR.pdf",
      "scenario": "condo",
      "income_needed": 186094,
      "method": "Monthly housing cost at the lender DTI limit (43%): 7.28% 30-year rate, 20% down, $1000/mo common charges, $1250/mo tax, $75/mo insurance (site defaults)"
    }
  ],
  "license": "CC0-1.0",
  "columns": [
    {
      "key": "kind",
      "description": "Always \"calculated\": this site's math, not a published figure."
    },
    {
      "key": "area_type",
      "description": "\"neighborhood\" or \"borough\"."
    },
    {
      "key": "area_slug",
      "description": "URL slug of the area page."
    },
    {
      "key": "area_name",
      "description": "Name of the area."
    },
    {
      "key": "scenario",
      "description": "\"rent\", \"coop\" or \"condo\"."
    },
    {
      "key": "income_needed",
      "description": "Annual gross household income needed, US dollars, rounded to the dollar."
    },
    {
      "key": "method",
      "description": "How it was calculated, including the key assumptions."
    },
    {
      "key": "based_on_metric",
      "description": "Metric of the cited figure it starts from."
    },
    {
      "key": "based_on_value",
      "description": "Value of that cited figure."
    },
    {
      "key": "based_on_property_scope",
      "description": "Property types the cited figure covers."
    },
    {
      "key": "based_on_period",
      "description": "Period of the cited figure."
    },
    {
      "key": "based_on_source",
      "description": "Source of the cited figure."
    },
    {
      "key": "based_on_source_url",
      "description": "URL of the cited figure's source."
    }
  ]
}